How do doctors in India spend, save and invest, and what can a young doctor learn from it?
This hub is for doctors and medical students rather than patients. It covers the questions that come up in every hostel and duty room: the tools doctors use, where their money goes, and how to start building wealth without falling for a sales pitch.
A simple order of steps for young doctors: emergency fund, health, term and indemnity insurance, debt, PPF, EPF and NPS, index fund SIPs, and the traps to avoid.
Why many Indian doctors put money into homes, clinics and hill-station houses, the real advantages and risks, current hill-state land rules, and REITs as an alternative.
What surveys show about doctors and Apple devices, the practical reasons behind the preference, where Android is just as good, and why patient data matters more.
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